8 Black Friday Planners To Avoid Impulse Shopping

The biggest shopping even of the year is just days away.  Keeping organized to make the most of this day can be overwhelming. Keep track of who has what when at what time using a planner and budget trackers customized for Black Friday. Compare deals, keep track of your lists, track your budget and other organizing tools that can also to stay within your budget and avoid the common pitfall of impulse buying and getting into debt.  I found the following planners and budget trackers to make a plan of attack for your Black Friday shopping event. 
Happy Savings, TaLis

$4.49 Maybelline CVS + Savingstar Deal

Buy 2 Maybelline  Eye Studio Brow Precise Shaping Pencil  $8.49 (prices vary by region)
Use (2) $1.00 OFF any ONE (1) Maybelline® New York Brow product
Pay: $14.98
Get a $5 ECB

Submit SavingStar CouponSave $1.00 when you buy any ONE (1) MAYBELLINE® New York Brow product.. Expires 12/15/2018
Final Price:  $4.49 ea. 

RelatedHow to Use Fetch Rewards to Get CVS ECB

Savingstar: New Automatic Savings Retailers

 SavingStar recently switched 11 receipt-scan stores to automatic, which means that you no longer have to snap pictures to redeem a rebate. Add yours today to save time. 

Have you activated the latest SavingStar Coupons?

Happy Savings, TaLis
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RelatedSaving Money with Apps

Target RedCard Review: How Does It Save You Money?

Savvy consumers know that credit cards have benefits. But just because a credit card offers benefits doesn't mean it is worth having. Even if the store you regularly shop at offers a credit card, looking closer at what its benefits for you as a consumer are should be the determining factor to add it to your wallet. Whether you are an occasional or a regular Target shopper, you probably have been asked if you want to apply for one. Perhaps you already have one. However, does the Target REDcard  offer enough benefits that make it worthy of your wallet?
Let's review its benefits:

  • REDcard Exclusive products:  Just like daily deals, Target offers certain products that can only be purchased with a REDcard. To find the latest REDcard exclusive visit THIS page.

  • Save an extra 5%:  REDcard, shoppers save 5% on their purchase at Target & Target.com  I see it as a way to save on the tax charged on the purchase. For example, if the tax rate in your state is 8%, you end up paying 3% tax on your purchase. 

  • Early access to special events like Black Friday, products & promotions

  • Free 2-day shipping on hundreds of thousands of items at Target.com.

  • Extended returns: 30 extra days for returns Target or Target.com

  • Extra Savings on Baby Subscriptions: A total of 15% off + free shipping on select diapers, wipes & formula subscription orders

  • Save 5% on everyday essentials delivered on your schedule when you subscribe, plus you save another 5% when you use your REDcard.

  • Stack with other Target Savings: your 5% REDcard™ savings with Cartwheel: Use Cartwheel to save 5-50% on hundreds of items in stores & save an extra 5% when you pay with your REDcard.

  • Get a 10% off coupon: On your anniversary, you'll receive a 10% coupon to use in store. This coupon arrives via email if you are signed up for Target marketing emails.

  • Save on Starbucks: Save 5% when you use your REDcard at any in-store Starbucks location. 

  • Customized Savings: Reading the fine print, you'll see that not everyone gets the same promotions or savings. Target offers exclusive extras based on your shopping history.

  • Target App Wallet: You can use Wallet in the Target app to link your credit card to pay. No need to pay with the physical card when you check out in store. 

  • There are two types of cards:
    • Links to your existing checking account.
    • Cash withdrawal at checkout up to $40.
    • View transactions & manage your PIN online at Target.com/myREDcard.
    • You must be at least 16 years old 
    • No late fees
    • No interest fees
    • No annual fees
    The debit card is linked to your checking account. Whenever you use it, the money is directly taken from your checking account to pay for your purchase. This option is great for consumers who don't want to have an monthly payment. Having the debit card also keeps you from overspending, and helps you control your finances better because if the money is not in your checking account, you can't buy it. Is this option better for you? You can find more details and apply here.
    • Charge your Target purchases in-store & at Target.com.
    • Receive a monthly bill.
    • Check balance, make payments & review statements at online atTarget.com/myREDcard.
    • exclusive extras, including special items, offers & 10% off coupon on your REDcard anniversary
    • Must be at least 18 years old
    •  No annual fee
    • Can only be used at Target
    • Current APR: 24.90%
    • If you are late making a payment, a $38 fee will be added to your account. How does this compare with other credit cards in your wallet?
    • Minimum interest charge $1 
    • Returned payment fee: $27
    If you are able to pay off the full balance of your monthly statement, the credit card may be a better option because it is not attached to your checking account. If there is a data breach again with anything relating to Target, your personal banking information is not affected. However, like every credit card, if you carry a balance, you end up paying more money. Paying the balance in full is the way to use any credit. The credit card is a better option for the consumer who follows a budget, and has better control of their spending habits.  Does this describe you? You can find more details and apply here
      Overall, the Target REDcard is a card that helps saves money. It is also nice to have the option  to choose between a debit and a credit card, and still get the same perks. Unlike other credit cards that give you a discount when you sign up, this one gives you ongoing discounts that you can stack up with other Target savings. Even for the occasional shopper, I think having a RedCard is a plus in my wallet.

      Happy Savings,

      Food freebies at Walmart

      Free good at Walmart through 
      Today's freebie:
      Canned green beans. Available while supplies last: potatoes, cashed cranberry sauce. Get yours before offer runs out!

      Its almost time for Black Friday. Are you getting ready for this shopping event? 

      Save 25% Marimekko Shoulder Bag

      Olkalaukku Urbaani shoulder bag
      Designed the iconic Ristomatti Ratia  this shoulder bag is made of heavyweight, white cotton canvas. Adjustable shoulder strap, cover flap and zip top closure, with multiple interior and exterior pockets to store all your essentials
      Currently 25% off

      Black Friday Special: Karen Scott Tops Starting at $6.99 + Promo Code

      $9.99 Karen Scott Tops. Shop now at Macys.com! Valid 11/15 through 11/20

      20% off Macy's Black Friday Preview with code SCORE. Shop now at Macys.com! Valid 11/15-11/20.

      Calvin Klein Handbags Black Friday Special

      20% off Macy's Black Friday Preview with code SCORE. Shop now at Macys.com! Valid 11/15-11/20.

      Read next: Black Friday Deals
      Subscribe to Saving with TaLis by Email and stay informed.

      Family PJs starting at $19.99

      Freebie for New & Existing TCB Members

      Freebie for ALL TCB members!

       In celebration of 7 years of money saving deals, TopCashback is offering an awesome freebie for new AND existing members. 
      Right now, everyone can grab a free Mrs. Meyer's Hand Soap free.   

      Mrs. Meyer's Hand Soap is a luxury for your hands. This soap contains a special recipe of aloe vera gel, olive oil, and a unique blend of essential oils to create a non-drying and softening cleaner. Celebrate with us and get your hands on this limited time deal!

                      To claim this freebie just follow these exact steps as noted

                                                   so you don't miss this deal:
      Start by clicking HERE to open a new free account. Once you complete your information, verify your account by checking your email. Sometimes the verification email goes to your junk mail, so check there in case you can't find it. In that email, click the link “Join TopCashBack”
      This will open up the Walmart website, where you proceed to add Mrs. Meyer's Hand Soap or another item worth $3.88 to your cart.
      Tip:  In order to avoid shipping charges, choose free store pick up at checkout.

      Pay $3.88 or more.That's it!  The $3.88 will post to your TopCashback account within 14 days, and the amount will become payable.  Cash back can be credited straight to your checking or PayPal account.
      • Note: Transactions must contain at least $3.88 worth of purchases to ensure the $3.88 cash back is credited to TopCashback accounts. Transactions may initially track lower, but within the 14 days after purchase it will be uplifted and turn payable at the amount of $3.88. Transactions may take up to 7 days to appear in your TopCashback account. The deal is open until 11:59pm PST on 11/18/2018 or until supplies run out; whichever happens first; applicable for purchases made directly after clicking through TopCashback. Only one TopCashback account is permitted per member.  Cannot be combined with other TopCashback freebie offers.

      Happy Savings, 


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