Let’s face it, most people want to save money. But saving money can be time consuming. Whether you are a busy mom or dad juggling hectic family schedules, or a college student shuffling between studying and attending classes – along with work and other responsibilities, using ibotta to save money is not the first thought. There are several reasons to use ibotta. However, ibotta has changed a lot since it first came out, and for consumers who are skeptical, don’t have the time, or think its too much trouble to use apps to save money, there are 8 new reasons that will make you use ibotta. (I will exclude the fact that Ibotta will pay you $10 for trying out the app😉 from this list – its free money? that alone will make you use ibotta)
First of all, what will Ibotta do for you that will make you download it? Well, Ibotta app is known as a grocery app, a cash back app, a coupon app, and a rebate app. It started out as a cash back app offering rebates for groceries. Its been around since 2012 and since then – ibotta 2019 – it has become the most popular grocery cash back app. Why use ibotta? Because you don’t have to do much, and still save money. It is the perfect app for busy people.
1 Ibotta will give you cash back when you buy gift cards in just a few steps: Ibotta has a feature called ‘Pay with Ibotta” in which users purchase gift cards at select retailers. Paying with gift cards – online or in store – is a way to protect your credit card information because you’re not using your physical credit card. Sort of like using Paypa. Its the preferred payment method for people who want to keep their information private as well. Unlike other cash back apps or websites however, ibotta gives you cash back when you purchase gift cards. How it Works: Say you’re going to the movies. Before you go, open ibotta app, click on ‘pay with ibotta’ and purchase a gift card to the movie theater. Chaching! you get cash back for purchase. Then head to the cashier, show the the gift card on the app to pay and done! It’s that simple. (Read more about how pay with ibotta works).
2 ibotta will give you instant cash to your account: When you make a purchase using ‘Pay with Ibotta” you get your cash added to your account instantly – ready to withdraw. No need to wait for the purchase to clear or be processed. Once you have accumulated a minimum of $20, you can withdraw your cash via Paypal credit, Venmo or redeem for a free gift card. (Read more about ways to withdraw your cash on ibotta)
3 Automatic rebate redemption: Shopping at select supermarkets and earning cash back is a breeze when you link your store loyalty card to the ibotta app. How it works: when you shop at your favorite supermarket, at checkout simply enter your store loyalty card and that’s it. Ibotta will electronically receive your purchase information and match your offers to the items you bought. It will automatically credit cash back to your account. No extra work for you to do! This feature is available at select supermarkets like Raley’s, Food Lion, Kroger, more. (Read more about how to connect your loyalty card to ibotta).
4 Double your cash back. You can use the gift card you purchased using the ibotta app to pay for a mobile transaction within the ibotta app. You’ll get cash back for purchasing the gift card, and also cash back for the mobile transaction. In other words, you’ll get paid twice! (Read ibotta tutorial for more details)
5 Double your savings: You can easily stack ibotta with other rewards programs. For example, using the scenario of using the card before you go to the movies, if you also use a movie theater rewards program you will also earn rewards in that program by showing that program’s app to credit your movie purchases. You can also double your savings by using your credit card rewards program: How it works: when purchasing a gift card on ibotta, you pay for it by using either a debit or a credit card. Using a credit card that has a rewards program means that you will not only be earning with the ibotta app, but you will also be earning rewards through your credit card company. There are several credit card companies that offer rewards programs either with points, miles or cash back. (Read How to triple your savings shopping online).
6 Earn extra bonus cash. In addition to regular rebates, Ibotta also offers bonus deals. This is extra cash users earn when redeeming a certain number of rebates. Ibotta makes it easy to reach bonus deals, because the regular offers you redeem also count towards the bonus offers. In addition, the pay with ibotta feature also counts as a purchase towards getting a bonus. This feature makes it extra easy to reach a bonus since the transaction is immediately processed and credited to your account. How it works: you redeem one offer, it may also count towards reaching a bonus. You don’t have to do anything extra. (Once you download and start using ibotta, you’ll see how using ‘pay with ibotta’ will help you reach a bonus at the last minute 😉)
7 Use ibotta with other grocery cash back apps. There are several grocery apps you can use along with ibotta. Quite often, the offers you find in ibotta you will also find in Savingstar, Checkout 51 and others. You can redeem the same offers in other apps. Ibotta does not prohibit the use of other apps along with it. (Read more about the best cash back apps)
8 Use Ibotta with other cash back websites. You can use the gift cards you purchased in Ibotta to pay for transactions at cash back websites like Ebates or TopCashback or Swagbucks, which often have a higher cash back payout than ibotta. Thus, you earn in Ibotta and other websites. Cash back websites are sites that give you cash back for shopping online using the links they provide. (As an example, read how Swagbucks works).
There are other ways to maximize your savings using Ibotta such as teamwork, levels, etc. But for the busy consumer who doesn’t have a lot of time and has to juggle a busy schedule, ibotta’s new features in 2019 are a quick way to save money. These are only 8 reasons why ibotta is worth downloading. If you decide to give the app a try, you don’t lose anything, instead, you’ll gain $10. (Read how to get ibotta bonus when you join)