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Best Cash Back Apps of 2023

Saving money grocery shopping is as easy as turning on your cellphone – literally. Remember when cellphones were only used for making phone calls? Not anymore. Today smartphones are a source of cashback apps that pay cash, gift cards or some type of compensation.

What apps give you cash back?

There are several apps that you can download and use on your cell that will give you cash back when you buy every day things like groceries, clothes, hotels, car rentals, etc.

Something that most apps have in common is an ‘incentive’ to attract new users.

As an incentive apps pay you a sign up bonus for download and trying it out.

Apps pay with cash or a free offer when you register or open a new account.

Basically, you make money just by downloading the app and registering!

Apps that Pay you to sign up 

Apps with Signup bonus for new users: 

TaLis Tip: If you click my link below, you & I both earn either cash back or bonus points.

With ibotta new users get up to $20 (use code 7p8dfg). (click here to get it). You must redeem an offer within 7 days of download to get your bonus.

Checkout 51 gives new users $10. (click here to get it)

Swagbucks gives new users $5 Swagbucks or $5.00 (click here to get it)

Rakuten gives new users $10 – $30 cash back. (click here to get it)

Mr. Rebates gives new users $5.00 (click here to get it)

Fetch Rewards gives new users 2000 Fetch Rewards. Equivalent to $2 They run promos quite often too. (read how it works here. Use referral code T0YVQ). You’ll get points after your first scan.

Shopkick gives new users 250 kicks (click here & use referral code SHOP146357)

Walmart Grocery App gives you $10 towards your first online order with a minimum purchase of $50.00 before taxes. (click here to get it).

Fluz App – Click here to get it, use referral code SAVINGWITHTALIS to get three 35% cash back vouchers

Grocery Apps

Grocery apps are super easy to use. In a nut shell, if you buy something, and there is a rebate for it on the app, simply snap a picture of your receipt and upload it to the app. Once your receipt is approved, you will receive the cash or points indicated on the rebate credited to your account.

You can then withdraw the money in your account either through cash, a gift card or gifts, depending on the app.

Some apps are even easier to use because you can link to your store rewards program to the app. In this case, you don’t even have to snap a picture.  Savings are automatically added to your account at checkout. Information about this feature is found within each app.

One of my favorites is the app. This app can either be linked to your grocery store account, or you can snap a picture to redeem an offer.

The app is also the best for people who don’t have the time to clip and sort coupons. To save using the coupons app you simply browse the offer and click on the plus sign of an offer to activate the rebate.

Additionally also has a website for getting printable coupons. The advantage of using the website over the coupons app is that there are more printable coupons available than there are in the app.

However, the coupons app has exclusive high value coupons which you can often use in conjunction with other rebate apps, coupons and store apps. Additionally, these can be used at stores that do not offer coupons but have discounts. Like Costco.

Example of how to save with apps: As an example of how you can save big with apps, let’s say you are buying Huggies diapers. CVS has Huggies diapers discounted. The coupons app has a $2 Huggies cash back offer, and you’re a savvy shopper who also joined the Huggies Rewards program. You’re also a TaLis saver who joined and pays with Fluz at CVS. Additionally, you’re a CVS rewards member and get CVS coupons.

You earn from the coupons app, the CVS app, the Huggies reward, Fluz App and the credit card reward on top of the Huggies being on sale.

In this scenario, you save multiple times by stacking up several apps. And – you haven’t had to cut any coupons. If you’re an extreme couponer and use coupons however, on top of the apps listed above, chances are you’re getting paid to walk out of the store with Huggies diapers.

Just like with the CVS app, all you do is ‘clip‘ the e-coupon on the app corresponding to your purchase. Then, submit your receipt by snapping a picture and cash is deposited to your account once the transaction is approve. From there simply cash out.

The app is great for using at stores that don’t have an app with coupons to clip. Like Costco for example. At Costco I often buy the items on sale and then upload the receipt to the Coupons app for cash back extra savings.

The most popular grocery cash back apps are ibotta, Shopkick, Checkout 51 & Fetch Rewards

Store Apps

Even department stores, grocery stores, and drugstores like Walgreens and CVS have apps that save money. How?  In addition to getting store ads and making shopping lists on these apps, you can also get manufacturer coupons and additional store coupons that save money at checkout. For example: to save money using the CVS app, all you have to do is ‘tap’ on the coupon corresponding to the item you want to purchase, and you get instant savings at checkout. There is no need to even upload a receipt.

Example of how cashback apps work:

Say you want to buy something at Walgreens. Open Mr. Rebates for example, search for Walgreens, click on the ‘shop‘ link. This will open the Walgreens website. You then shop online as normal, and you get cashback on how much you spent. This process is easy to do and doesn’t take a lot of time. Why do this? because its easy money back into your pocket. 

How do you save money on groceries with apps?

Simple: Use both a cash back app and a store app. Grocery stores like Target, Safeway, Walmart and others have apps with coupons, promo codes and discounts to shop.

Walmart Shoppers

For Walmart shopppers it is even easier to save with apps and get cash back. Just head over to  or Walmart Grocery. Using the app you can shop for general merchandise like toys, home products, etc. (Within this app was the popular Savings Catcher program, which was unfortunately cancelled in May 2019). Combined within the Walmart app or through the website you can grocery shop through the Walmart Grocery section. This is for grocery pick up and delivery, in which you ‘shop online – pick up in store or use their convenient delivery’.  What’s cool about the Walmart grocery app is that you can choose the times you want to pick up your order. Do your grocery shopping while at work and pick up your order on your way home! Awesome time saver. 

What’s an even better time saver when using ibotta as a Walmart shopper is that you can now link your ibotta to your Walmart account and savings automatically get credited to your account.

Tip: Link Walmart to Ibotta for automatic savings

Target Shoppers

Familiar with Target Circle? Even for non-regular Target shoppers this is a must-have app. Target Circle is found within the Target mobile app, though online you have to search for Target Circle. Target discounts, Target store coupons as well as manufacturer coupons are found in Target Circle. What’s great about Target Circle is that you can also connect your Target account to ibotta. Shop either Target Online or Target in store, the rebates automatically get redeemed and cash added to ibotta. Watch this video on how to do it.

ibotta use flow chart

Receipt Apps

If you feel this is too much work, there are other apps that pay you simply for snapping a picture of your receipt. With these apps, it doesn’t matter what you buy or where you buy, you still earn cash. Receipt Hog, Receipt Pal & Cointout are three such apps, which you can cash out through gift cards or money. There is no limit to the number of receipts you can submit, though some may cap the number of receipts that earn cash back. Thus, the Walmart receipt you submit for other apps also save you money with receipt apps. These include gas station receipts too!

How to Double your Savings with apps

Quite often, an offer that is available in one app is also available in another app. In addition, if there is a manufacturer coupon for the same product, you can combine offers from all the apps for superb savings. This happens most often with ibotta, Savingstar and Checkout 51.

For example, as I write this article, there is a rebate on ibotta for Kelloggs Special K cereal. In the Savingstar app, there is an offer where users earn $5 for purchasing Kelloggs cereals. If you buy Special K cereal, you can submit your receipt in both apps, and get cashback in both apps. 

Another way you can double your savings is with your credit card. Check your wallet! Does your credit card have a rewards program? A lot of them do. I use one that gives me cash back every time I use it to shop. Since some apps allow you to link a credit card in order to pay for your purchases, using one that has a rewards program means that you will earn with the app as well as with the credit card’s reward program. Chaching! double your savings. 

With the invention of mobile apps, the use of cellphones has expanded so much that today they are no longer just used to make phone calls, or manage  your family calendar. For example, the use of the calculator or the camera in a cellphone has – for some people – replaced the need to have to purchase a calculator.

Besides being a means for communication or taking pictures, your cellphone is also a tool that helps you save money on grocery shopping by using apps.

How? The cellphone is a small computer that can be loaded with apps that can have not only your grocery shopping list, but also cashback and grocery apps that cut down your grocery bill expense and save money.  In other words, you save money using just your smartphone.

Cellphones have become more than just a tool for communication thanks to apps.

Today, cellphones are an essential tool in our every day lives.  Just think of how you feel at the thought of losing your cellphone! I lost mine once, and still feel panic just remembering all the things I couldn’t do when I couldn’t find it. I replaced it immediately. 

Also Read: How to Save Money Buying a Cellphone

As you can see, its easy to save money using apps on your cell. It may require a little bit of footwork, but if the end result is saving you money, then its worth it.

There are many more apps that you can load to save money. I listed the ones I personally trust. I’ve used some that suddenly stopped ‘working’ or ‘offering rebates’ and I was unable to withdraw my cash or rewards.

If you’d like to add another trustworthy app to the list, please feel free to share so we can all save – leave a comment.  

Happy savings, TaLis

Some graphics made with Canva.

This post may contain affiliate links. Please read my full disclosure HERE. Thank you.

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